Probate is probably the most misunderstood area of Estate Planning. It’s often thought of as something you should avoid at all costs. This is for good reason, if you don’t have a good Estate Plan or if you live in a state where Probate is complex, expensive and...
Articles
Changes Are Coming to VA Aid and Attendance Benefits. Does it Affect You?
VA Aid and Attendance benefits help qualified veterans and their surviving single spouses pay for Long-Term Care costs. New rules will go into effect on October 18th, 2018 that could prevent veterans from getting the help they need. In order to qualify for VA Aid and...
Understanding Power of Attorney in Washington State
Washington, like most states, can grant individuals the power to make decisions on a person's behalf if they are physically or mentally incapable of doing so. This is done via a document called the power of attorney. The scope of such a document can only allow an...
Your Right To Copies of Your Medical Records
Under Washington State law you have the right to examine and obtain copies of your medical records. The statute in part reads: "Patients need access to their own health care information as a matter of fairness to enable them to make informed decisions about their...
Don’t Be Afraid of Probate – With Asset Protection Estate Planning™, Probate is Simple
Probate is the legal process of transferring assets from someone who has died to their heirs or beneficiaries and dealing with the decedent’s creditors. It is a relatively quick and inexpensive process in Washington State. There is a misconception that probate should...
Help Paying For Medicare Costs – Medicare Savings Programs
Medicare is a federally funded health insurance program available to people 65 or older or who have certain disabilities, regardless of income or assets. It pays for health care and medical expenses, such as doctor visits and hospital stays. The two main ways to...
Understanding Medicare’s Part D Program
Medicare is a federally funded health insurance program available to people 65 or older or who have certain disabilities, regardless of income or assets. While Medicare plans pay for health care expenses, many plans do not automatically cover the cost of most...